If you’ve been waiting for the right time to buy a home in the Atlanta real estate market, this may be the opportunity you’ve been hoping for. At Monarch Realty Partners, we’ve partnered with a trusted lender to offer an exclusive loan program designed to help buyers take advantage of below-market mortgage rates—with fixed rates in the mid-5% range.
Here’s how it works: this is a 15-year fixed-rate loan amortized over 30 years, which means you get the benefit of a lower interest rate and a stable monthly payment, similar to a traditional 30-year loan. For example, on a $450,000 home, this program can save buyers over $40,000 in interest over time.
This program is ideal for buyers who plan to live in their home for 15 years or less—a smart option considering that, according to Redfin, the average homeowner in the U.S. stays in their home for just 11.8 years. If rates drop in the future, you always have the option to refinance. With current mortgage rates over 6–7%, locking in a mid-5% fixed rate can make a big difference in your purchasing power and long-term savings.
There is a 10% down payment requirement, so it’s perfect for well-prepared buyers ready to make a move. Whether you're a first-time homebuyer, upgrading, or relocating to Atlanta, this is a rare chance to secure a low fixed-rate mortgage and maximize your homebuying budget.
Want to learn more or see if you qualify? Contact Monarch Realty Partners today—we’ll guide you through the homebuying process and help you take full advantage of this powerful financing opportunity in today’s competitive Atlanta housing market.
